Wednesday, December 9, 2009

Banker Bash!

Painting by Zina Saunders

Okay. I don't usually indulge in his kind of thing, except by quoting other people. But when the egregious behavior is aimed at you, I think it's fair to fire back. First Community Bank of New Mexico, knowing full well that I'm living on a fixed income (on the first of every month the check from Social Security comes through them, for which they already charge any number of fees), played this little trick last week: On the last day of the month, thinking that it would "probably" clear, I withdrew about $30 - big mistake - but I did it because I'd been hit by a number of big bills in the last month and was getting hungry. They declared an overdraft, which is certainly legal (although a $30 fee might be considered usury). But THEN, in less than 24 hours, but 12 or so hours before my monthly check arrived they charged an additional $3 "electronic service fee" for which, big surprise, there were no available funds, and proceeded to rape me with another $30 overdraft! And bankers, who are always assuring us that "they're our friends and neighbors," wonder why everybody hates them. Well, Bongo, I know who I'd like to see strung up in the coming Revolution!

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